Financial Planner Gaithersburg MD

Planning for your financial future can seem like an overwhelming task, which is why seeking the guidance from a financial planner Gaithersburg MD residents trust may be in your best interest. Whether you want to gain more information regarding bonds or stocks, or simply want to develop a financial plan, C-I-C is here to help.

Financial Planning

A financial planner in Gaithersburg MD may help you meet your long-term financial objectives by analyzing your current status and setting up a program to achieve your goals. Whatever your goals may be, your financial planner may help you develop realistic expectations and results. Your financial planner will need to know about your assets, liabilities, income, and expenses in order to develop a plan that is individual to you.

Services Provided

Besides personal financial advising, there are several other areas that a top financial planner Gaithersburg MD residents depend on should be knowledgeable about:

  1. Stocks: Stocks are shares within a company and allows you to own a portion of a public corporation. A well-educated financial planner Gaithersburg MD depends on may advise you on when the best time to buy and sell stocks may be. Stockholders can make a return on their investment when they buy a stock low and then sell it high. However, there is a risk of losing money if a company does poorly and the stocks decrease in value. Another way to earn money from stocks is if the company pays a dividend. A dividend is essentially a way to reward stockholders. Typically, quarterly payments are distributed to stockholders on a per share basis and the company’s board of directors pays dividends out of the earnings.
  2. Bonds: A bond is a debt security, similar to an IOU. When you buy a bond, you are lending to the issuer, typically corporate or governmental, for a defined amount of time at a variable or fixed interest rate. If you are an investor and exploring the options of making a bond, speaking with an experienced financial planner Gaithersburg MD has to offer may be in your best interest.
  3. Mutual Funds: A mutual fund is a professionally-managed investment arrangement, typically run by an asset management company that brings together a group of people and invests their money in stocks, bonds and other securities. A Gaithersburg financial planner may help provide direction when speaking with others about creating a mutual fund.
  4. Municipal Bonds: These types of bonds are debt securities issued by a state, city, county, or special district to finance capital expenditures. These types of bonds are exempt from federal taxes and most state and local taxes. As a result, municipal bonds are especially intriguing to people in the high-income tax brackets.

Contact a Skilled Financial Advisor Today

Regardless of what your financial goals may be, there are countless reasons why you may benefit from hiring a financial planner for advice. If you want to develop a financial plan for your future and the future of your loved ones, contact a trusted financial planner Gaithersburg MD families depend on at C-I-C by calling 202-759-2695 today.